Who typically benefits from Bermuda?
We work with organisations from around the world exploring how Bermuda structures can support their risk, insurance and strategic objectives.
Risk Owners
We work with organisations exploring Bermuda captives, SAC cells and other risk financing structures. For clients with predictable risks, meaningful insurance spend or specialised coverage needs, Bermuda can provide a practical way to retain underwriting economics, improve control and build long-term resilience.
Speak with a principal about your objectives and whether a Bermuda structure may be appropriate for your situation.
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Insurers & Reinsurers
Bermuda is home to a diverse range of insurance and reinsurance structures and continues to attract organisations seeking access to specialist expertise, regulatory credibility and a sophisticated insurance ecosystem.
We help clients understand the jurisdiction, engage with local stakeholders and navigate the practical steps involved in establishing and operating within Bermuda.

Underwriters & Capital Providers
We work with underwriting teams, MGA founders, reinsurers and capital providers exploring Bermuda-based platforms and structures.
Our role is to provide practical support around governance, regulatory engagement, administration and operational infrastructure, allowing underwriting teams to focus on underwriting.

Every client arrives in Bermuda with a different objective. Some are evaluating a captive. Others are establishing a reinsurer, exploring alternative risk transfer or building an underwriting platform.
What they have in common is the need for practical guidance, local knowledge and experienced support on the ground in Bermuda.
For more than 35 years, A&O has helped clients establish and manage Bermuda insurance and reinsurance structures, providing practical support across regulatory, operational and governance requirements.
We'd welcome the opportunity to learn more about your objectives, discuss the options available and help you determine whether a Bermuda structure is appropriate.
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