Who typically benefits from Bermuda?

Who We Work With

We work with organisations from around the world exploring how Bermuda structures can support their risk, insurance and strategic objectives.

Risk Owners

For businesses, family groups and asset owners seeking greater control over risk financing.

We work with organisations exploring Bermuda captives, SAC cells and other risk financing structures. For clients with predictable risks, meaningful insurance spend or specialised coverage needs, Bermuda can provide a practical way to retain underwriting economics, improve control and build long-term resilience.

Speak with a principal about your objectives and whether a Bermuda structure may be appropriate for your situation.

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Insurers & Reinsurers

For insurance groups, reinsurers, sponsors and investors exploring opportunities within Bermuda's insurance market.

Bermuda is home to a diverse range of insurance and reinsurance structures and continues to attract organisations seeking access to specialist expertise, regulatory credibility and a sophisticated insurance ecosystem.

We help clients understand the jurisdiction, engage with local stakeholders and navigate the practical steps involved in establishing and operating within Bermuda.

Bermuda Insurance Guide A practical introduction for organisations evaluating Bermuda
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Underwriters & Capital Providers

Specialist underwriting businesses often require more than underwriting expertise alone.

We work with underwriting teams, MGA founders, reinsurers and capital providers exploring Bermuda-based platforms and structures.

Our role is to provide practical support around governance, regulatory engagement, administration and operational infrastructure, allowing underwriting teams to focus on underwriting.

Bermuda Insurance Guide A practical introduction for organisations evaluating Bermuda
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Why Clients Choose A&O

Every client arrives in Bermuda with a different objective. Some are evaluating a captive. Others are establishing a reinsurer, exploring alternative risk transfer or building an underwriting platform.

What they have in common is the need for practical guidance, local knowledge and experienced support on the ground in Bermuda.

For more than 35 years, A&O has helped clients establish and manage Bermuda insurance and reinsurance structures, providing practical support across regulatory, operational and governance requirements.

Considering Bermuda?

We'd welcome the opportunity to learn more about your objectives, discuss the options available and help you determine whether a Bermuda structure is appropriate.