Cookie Policy

Last updated: June 2026

This Cookie Policy explains how American & Overseas Reinsurance Management Company Ltd (“A&O”, “we”, “us”) uses cookies and similar technologies on this website. It should be read alongside our Privacy Policy.

What are cookies?

Cookies are small text files placed on your device when you visit a website. Similar technologies, such as a browser’s local storage, work in much the same way. They are widely used to make websites function, to remember your preferences, and — in some cases — to measure or personalise activity.

Cookies we use

We keep our use of cookies deliberately minimal.

• Essential / functional. We store a single item in your browser’s local storage to remember your cookie choice, so we do not ask you again on every visit. This is not used for tracking and is not shared with anyone.
• Third-party scheduling (Calendly). When you choose to book a meeting, our scheduling tool (Calendly) is loaded so you can pick a time. Calendly may set its own cookies to operate the booking widget. These are controlled by Calendly under its own cookie and privacy policies. If you do not interact with the booking tool, these cookies are not set.

We do not use advertising cookies, and we do not use third-party analytics or tracking cookies to profile visitors.

Managing your choices

When you first visit, you can accept or decline non-essential cookies via the banner shown at the bottom of the page. You can also control or delete cookies at any time through your browser settings, and set most browsers to refuse cookies altogether. Please note that declining or blocking cookies may affect parts of the site that rely on third-party tools, such as the meeting scheduler.

To clear the choice you made on the banner, clear this site’s data in your browser and reload the page.

Changes to this policy

We may update this Cookie Policy from time to time to reflect changes to the tools we use or to legal requirements. Any changes will be posted on this page with an updated date.

Contact

Questions about this policy can be sent to jaydealbertze@aormc.com or by post to 29 Front Street, Hamilton HM11, Bermuda.